Credit Repair
December 11, 2018

The Credit People Review

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The Credit People is one of the lesser-known credit repair companies, but it makes up for that in creative pricing and features. It is one of the only credit repair services to offer a trial so you can try out its services, and also offers a stellar guarantee.

The Credit People Review

The Credit People website

The Credit People Review image
  • Signing up: It can be easier to call The Credit People at (888) 297-3625 so they can walk you through the steps of signing up, or you can sign up on the website here.
  • Price: Unlike other credit repair services, The Credit People offers a seven-day trial for $19, which lets you try out the service before you commit. The actual monthly fee is $79.
  • Features: The Credit People offers the basics of credit repair services, which include disputing negative marks on your credit report, communicating with your lenders and fixing any mistakes on your credit reports.
  • Cancellation: The Credit People service is month-to-month, which allows you to cancel at any time.
  • Guarantee: The Credit People offers 100 percent money back at any point during the first six months if you aren’t satisfied.
  • Customer service: There is limited customer service, with phone hours only between 8 a.m.-5 p.m., and only email customer service offered otherwise, but The Credit People will get back to you within 24 hours.

The Credit People is trying to make waves in the credit repair space by offering some options that other credit repair services don’t offer, including a trial period and an impressive cash-back guarantee. While it only offers the basics of credit repair, that is all that most people need when it comes to repairing their credit. Here’s a breakdown of everything that The Credit People offers.

The Credit People is among one of the more affordable options when compared with some of the larger credit repair companies like Lexington Law and CreditRepair.com, although it’s a little more pricey than competitor Sky Blue. It is, however, the only credit repair company that offers a trial period, at $19 for 7 days of service.

After the 7-day trial, the cost is $79 per month for the basics of credit repair, which includes The Credit People disputing negative items on your credit report, as well as other good faith efforts to remove those items.

Guarantee: The Credit People offers a 100% money-back guarantee if you are at all not satisfied with the service any time during the first six months of service.

Once you sign up for The Credit People, you will be contacted by an agent who will walk you through the process. The Credit People will then send letters disputing negative items on your credit report and communicate with lenders to do the same. The same process continues each month until you cancel or there are no more negative items to remove from your credit report.

The Credit People is relatively new compared to the larger credit repair companies like Lexington Law or Sky Blue. It has an “A-” grade from the Better Business Bureau, which is always a good sign, but there are few reviews on line for the service, which makes it harder to figure out how customers truly feel about the credit repair service.

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