Credit Repair
December 11, 2018

CreditRepair.com Review

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CreditRepair.com is one of the most recognizable names in the credit repair industry. It is one of the most nimble and well-structured credit repair services, offering users constant feedback and insight into its credit repair process. Combined with an affordable option for those watching their budget, and stellar customer service, CreditRepair.com is one of the top credit repair companies around.

CreditRepair.com Review

CreditRepair.com website

CreditRepair.com Review image
  • Signing up: It can be easier to call CreditRepair.com at (833) 840-8600 so they can walk you through the steps of signing up, or you can sign up on the website here.
  • Price: CreditRepair.com offers a $99.95 price point, which includes all the basics of credit repair, as well as identity theft protection and credit report monitoring. Separate from the service, there is a one-time charge of $14.99 to pull your credit report from another company for you, but this is standard.
  • Features: CreditRepair.com communicates directly with lenders and the credit bureaus to make sure changes have been made to your credit report, and challenges negative items on your credit report, as well as sending letters to your lenders and fixing mistakes on your credit report. CreditRepair.com also monitors your credit for you.
  • Cancellation: CreditRepair.com offers month-to-month services, so you can cancel at any time.
  • Guarantee: CreditRepair.com is another credit repair service that will only charge you when it’s completed the work for the month.
  • Customer service: CreditRepair.com offers solid customer service options, with phone, email and chat.

CreditRepair.com offers many perks that many of the more basic credit repair companies don’t offer, including credit report monitoring and identity theft protection. If you aren’t looking for all the extra perks, it also offers an affordable option for people hoping to save a little money on their credit repair. CreditRepair.com also offers excellent customer service and will walk you through the process so you understand what is going on with your credit repair.

CreditRepair.com’s standard service is in the same league as many of the other credit repair companies with a lot of extras and perks. At $99.95, you get all the standard credit repair practices, including the challenging of your negative credit report items to the credit bureaus, communication with lenders, etc. In addition, you get credit report monitoring, so you can follow your credit score progress, and identity theft protection, which is always a good perk to have.

Guarantee: CreditRepair.com offers a month-to-month service, which allows you to cancel at any time, and you never pay until the work has been completed for the month.

CreditRepair.com works like many other credit repair services. Once you sign up, an agent will be in touch to help you pull your TransUnion credit report (which costs an additional $14.99, but that is standard practice for a credit repair company), and the agent will go over the credit report with you to find the best negative items to focus on getting removed.

Once those items are picked, CreditRepair.com will use its tools to reach out to lenders and the credit bureaus to try and remove those negative items from your credit report. Items may or may not be removed based on the decision of the lenders or credit bureaus. Once that process is done, CreditRepair.com will repeat the same process for the following month, and so on until you are satisfied with the outcome.

CreditRepair.com generally scores pretty well with customer reviews, especially considering that people generally have unrealistic expectations about credit repair. The company scores high on both TrustPilot and on its Facebook page reviews, with customers raving about having negative items removed from their credit report. CreditRepair.com also scores an “A+” from the Better Business Bureau. On most of the review websites, it appears that CreditRepair.com goes out of its way to respond to and help people who are unhappy with its service.

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