Credit Restoration
December 11, 2018 Review

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Simple. Thrifty. Living. is one of the most recognizable names in the credit repair industry. It is one of the most nimble and well-structured credit repair services, offering users constant feedback and insight into its credit repair process. Combined with an affordable option for those watching their budget, and stellar customer service, is one of the top credit repair companies around. Review website Review image
  • Signing up: It can be easier to call at (833) 840-8600 so they can walk you through the steps of signing up, or you can sign up on the website here.
  • Price: offers a $99.95 price point, which includes all the basics, as well as identity theft protection and report monitoring. Separate from the service, there is a one-time charge of $14.99 to pull your report from another company for you, but this is standard.
  • Features: communicates directly with lenders and the bureaus to make sure changes have been made to your report, and challenges negative items on your report, as well as sending letters to your lenders and fixing mistakes on your report. also monitors your credit for you.
  • Cancellation: offers month-to-month services, so you can cancel at any time.
  • Guarantee: is another service that will only charge you when it’s completed the work for the month.
  • Customer service: offers solid customer service options, with phone, email and chat.
Disclosure receive a commission for purchases made through the links on this site. Our sponsors, however, do not influence our editorial content in any way. offers many perks that many of the more basic credit repair companies don’t offer, including credit report monitoring and identity theft protection. If you aren’t looking for all the extra perks, it also offers an affordable option for people hoping to save a little money on their credit repair. also offers excellent customer service and will walk you through the process so you understand what is going on with your credit repair.’s standard service is in the same league as many of the other credit repair companies with a lot of extras and perks. At $99.95, you get all the standard credit repair practices, including the challenging of your negative credit report items to the credit bureaus, communication with lenders, etc. In addition, you get credit report monitoring, so you can follow your credit score progress, and identity theft protection, which is always a good perk to have.

Guarantee: offers a month-to-month service, which allows you to cancel at any time, and you never pay until the work has been completed for the month. works like many other credit repair services. Once you sign up, an agent will be in touch to help you pull your TransUnion credit report (which costs an additional $14.99, but that is standard practice for a credit repair company), and the agent will go over the credit report with you to find the best negative items to focus on getting removed.

Once those items are picked, will use its tools to reach out to lenders and the credit bureaus to try and remove those negative items from your credit report. Items may or may not be removed based on the decision of the lenders or credit bureaus. Once that process is done, will repeat the same process for the following month, and so on until you are satisfied with the outcome. generally scores pretty well with customer reviews, especially considering that people generally have unrealistic expectations about credit repair. The company scores high on both TrustPilot and on its Facebook page reviews, with customers raving about having negative items removed from their credit report. also scores an “A+” from the Better Business Bureau. On most of the review websites, it appears that goes out of its way to respond to and help people who are unhappy with its service.

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