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Best Egg is an online lender that gives personal loans to individuals. The company has been providing its services to consumers since 2014 when it was started with backing from Marlette Funding.
If you’re interested in getting a personal loan, you should learn more about Best Egg and other online lenders before accepting an offer.
Unlike many online lenders, Best Egg funds loans instead of seeking funds from other financial institutions. When you complete an application for a Best Egg personal loan, the information only goes to Best Egg.
You can request loan amounts between $2,000 and $35,000. Interest rates range from 5.99% to 29.99% APR. You also have to pay an origination fee of 0.99% to 5.99%.
The advantage of working with a self-funded lender is that you can get your money quickly. Some online lenders require several days to secure funding and deposit money into your account. Best Egg can often your funds electronically transferred to your bank account within one business day.
Most of Best Egg’s customers have positive things to say about the company and its services. People describe the lender as fast, reliable, and easy.
Positive comments about Best Egg often point out that the company:
As with all online lending services, though, there are some complaints about Best Egg. Negative feedback usually focuses on:
Best Egg works best for people who have good credit and above-average incomes. If you make more than $60,000 per year and have a credit score of 660 or higher, then you will probably qualify for a personal loan from Best Egg.
You can use Best Egg’s personal loans for:
Before you accept a loan from Best Egg, you should compare offers from several lenders. The more offers you request, the more likely it is that you will find a low-interest option that matches your needs.
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