In 2014 alone, approximately seven percent of all residents in the United States who were over the age of 16 experienced some type of identity theft. When you have your identity stolen, serious issues can occur, including a hit to your credit ranking. Due to the worry and concern individuals have about this growing problem, many companies have emerged touting identity protection.
Here, we have provided an overview of the IdentityForce Credit Monitoring service, what it has to offer, and if it’s a solution that’s right for you.
IdentityForce works by using a proprietary analytics engine that searches for possible stolen information online. It provides ongoing credit monitoring so if unusual activity is seen, you are notified immediately to take action if necessary.
According to IdentityForce, the protection it offers includes:
A unique feature of this particular credit monitoring tool is that it offers users ID theft insurance. Rather than paying for your losses if the company is at fault, the insurance policy provided pays up to $1 million to cover your losses, regardless of fault .
The general consensus from real users of IdentityForce is that it’s a quality service offered at a reasonable price. A feature that many people don’t like about this service is that there’s no option to speak to someone via the website 24/7. The live chat feature, available all the time, is something that other identity theft protection companies offer their customers. While the chat feature isn’t available, there are representatives available 24/7 via phone to help you with a problem or claim.
Many users also like the additional monitoring services provided by IdentityForce, such as fraud monitoring, protection for all personal information, and the ability to monitor and access all information about you online.
The decision of whether IdentityForce is the right option to protect your identity and monitor your credit rating is one you have to make for yourself. While the insurance protection is a nice feature, and one that other service providers don’t have, the inability to speak to someone at all times is somewhat concerning for some. As a result, it’s a decision you have to make for yourself if you want to use this service provider for your identity protection needs.
Advertising Disclaimer: CreditReviews does receive compensation for some of the services that we recommend, although we only recommend services that we truly believe are the best.