Credit Reports
December 17, 2018

Credit Karma Credit Monitoring Review

Note: We receive a commission for purchases made through the links on this site. Our sponsors, however, do not influence our editorial content in any way.

Simple. Thrifty. Living.

Credit Karma is a personal finance company that provides you with valuable insights into your financial history. You can monitor your credit report and obtain your credit score with just a few clicks of a button. Here is a review of Credit Karma’s credit monitoring service.

Credit Karma Review

Sign Up for Free

Credit Karma Review image
  • Best for: Free credit score. CreditKarma is the most recognized name in the free credit score business.
  • Price: While CreditKarma offers you a free credit score, it also provides you with free credit monitoring for two out of three of your credit reports.
  • Features: Since CreditKarma is free, it doesn’t offer a lot of bells and whistles for your credit monitoring. You get the basic monitoring of your Equifax and TransUnion credit reports and scores.
  • Customer Service: CreditKarma lets you contact customer support either by phone or email through its website.

Credit Karma isn’t a lender but a personal finance company that lets you review your credit history and score. You don’t have to pay to use this service. If you want to apply for a loan or credit card, checking your credit history with Credit Karma is a good idea.

Credit Karma’s credit monitoring service lets you keep an eye on your credit score, and you can receive notifications if anything changes on your report. You also don’t have to pay to use this service. Credit monitoring can be a great way to improve your financial health and reduce fraud.

Setting up credit monitoring with Credit Karma is a simple process. You will need to register for an account and provide Credit Karma with some personal details, such as your current address and Social Security number. Once you have set up your account, you can see copies of your credit report from TransUnion and Equifax — two of the three biggest credit reference agencies in the United States — and set up credit monitoring. TransUnion provides Credit Karma with their credit monitoring service.

Unlike some other personal finance companies, you can only contact a member of staff via email.

Online reviews of Credit Karma are generally positive. Many consumers praise Credit Karma for providing them with free credit monitoring. Most users say that registering for an account is simple.

If you want to monitor your credit report but don’t want to pay for the privilege, Credit Karma provides you with free credit monitoring. This lets you review your credit report and score on a regular basis. The application process is simple, and you can email a customer representative if you have a query about your account.

Summary
Review Date
Reviewed Item
Credit Karma
Author Rating
31star1star1stargraygray
  • No comments yet. Be the first to get the conversation started. Here's some food for thought:

    Do you have any thoughts?

Submit a Comment

Your email address will not be published. Required fields are marked *

Advertising Disclosure

Advertising Disclaimer: CreditReviews does receive compensation for some of the services that we recommend, although we only recommend services that we truly believe are the best.