Credit Reports
December 17, 2018

Identity Guard Credit Monitoring Review

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Simple. Thrifty. Living.

Identity Guard credit monitoring services provide you with several features, for individual people, as well as those who are trying to protect those they love. To ensure your identity is always protected, this company leverages the capabilities and support if IBM Watson. This is something that scours billions of different data points to ensure your identity isn’t compromised.

If your identity is stolen while protected by Identity Guard, there are various levels of insurance, along with a call line.

Identity Guard Review

Identity Guard Review image
  • Best for: Credit monitoring/identity theft protection combo. Identity Guard is known for providing key identity theft protection, which includes monitoring of your three credit reports.
  • Price: Identity Guard has plans for both individuals and families. All the plans range from $8.99 to $24.99 per month, with the basic individual plan being the cheapest.
  • Features: All consumer plans offer lost wallet protection, a dedicated U.S.-based case manager, an anti-phishing app, the Identity Dashboard, account access via the mobile app, ID vault password protection, identity theft victim assistance. The Total Protection and Platinum consumer plans provide a three-bureau credit monitoring, three-bureau credit analyzer, address change monitoring, credit scores*, public record monitoring, PC keyboard encryption software, PC antivirus software and online financial tools.
  • Customer Service: Identity Guard has a U.S.-based customer service office that can be reached online through virtual chat and email or on the phone.

One of the biggest selling points of Identity Guard is that it offers an exhaustive list of features, along with a 36-day free trial, discount offers and other perks. In addition to monitoring of the three credit bureaus daily, this service offers an array of other tools to help protect clients from any type of credit card fraud that has become all-too-common today.

After the 30-day free period, the service costs $16.99 a month. Another feature appreciated about this service is that there’s no annual contract to sign, which means that the membership can be canceled at any time.

Overall the reviews that have been posted about Identity Guard have been mostly positive. However, there is one feature that seems to get attention, which is the fact that the company doesn’t offer any type of online support for customers when they have a question or another issue.

The main competition of Identity Guard offers this, which is a perk that is appreciated by those who use it. A feature that’s appreciated about the service is that there’s group plans, which include a single household, or larger household.

The question of whether or not Identity Guard is right for you is dependent on what you are looking for and your personal needs. Take some time to review the information here to determine if this identity theft service is the right one for you.

The signup process is fast and easy, and all you really have to do is share a bit of personal information, including your social security number, name and address. All this is collected via an encrypted web page. All this takes the worry out of signing up and gives you the ability to learn more about the service and see for yourself if it’s worth the investment after the free trial.

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Identity Guard
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